Not Asking for more than I’m Willing to Give

As a woman in this day and age, I am in a position to ask a man what he can do for me that I can’t do for myself. I pay my own bills. I take care of my household without the help of any man…or woman for that matter. I am in the position to ask, ‘What can you bring to the table?’ and let’s get one thing clear I am not referring to money, I need something MORE!

I need a man who is striving for perfection in every aspect of life. I am looking for someone who is striving for perfection mentally because I need conversation and mental stimulation. I don’t need a simple-minded man (been there, done that).

I am looking for someone who is striving for perfection spiritually because I don’t need to be unequally yoked…believers mixed with unbelievers is a recipe for disaster. I need a man who is striving for perfection financially because I don’t need a financial burden. I am looking for someone who is sensitive enough to understand what I go through as a woman, but strong enough to keep me grounded. I am looking for someone who I can respect. In order to be submissive, I must respect him. I cannot be submissive to a man who isn’t taking care of his business.

God made woman to be a helpmate for man. I can’t help a man if he can’t help himself. I need a man who understands the meaning of loyalty, who knows the value of trust in a relationship. I need a man who has the upmost respect for women. I need a man who’s man enough to walk a way from a bad situation with his head held high (which is usually harder), but man enough to handle his business. The bottom line is that

I need a MAN! No imitations accepted.

Some say it’s asking for a lot, but shid I’m worth a lot.

I have edited this over time, but as of today this is where I stand.

Posted in Dating | Tagged , | 2 Responses

Building Credit Myths Dismantled

I have had person after person tell me how they got a cell phone to build their credit, or that they pay their utilities/cable bill on time so they know they have good credit. Allow me to add some fact to their fiction, if you are one of those people and have done nothing outside of paying bills on time, let me assure you that you have NO credit. SN: No credit is WORSE than bad credit

The only time a cable bill will affect your credit is if you do not pay, become delinquent, and goes to collections where it is then posted on your credit report.

The payments that affect your credit are those to revolving accounts, installment loans, or real estate.

An example of a revolving account is a credit card. It is a situation in which an entity (most likely a bank) offers you a set amount of money to use when you please so long as you make a monthly minimum payment that will fluctuate depending on how much of the available fund you have used. Term: Never ending  Ending Balance: Current Credit Limit

An example of an Installment Account is an auto loan or student loan. This is a situation where you are given an agreed upon amount of money that must be paid off within a fixed time period via a fixed monthly payment that will not fluctuate. Term: Fixed Length  Ending Balance: 0

A real estate account is of course an amortized loan used for the purchase of real property (land, building, etc). Very similar in fashion to an installment account. Term: Fixed Length  Ending Balance: 0

Overall, if you want to start building credit find a credit card that targets people with no credit.  I have NEVER known of a person to be approved for an installment loan (except federal student loans) or real estate loan with no credit. It will usually take at least a six month period to get approved for an auto loan and a year for real estate.

NEVER NEVER NEVER for personal finance is to never miss the minimum payment on a revolving account!

A great resource for finding more information about personal credit is the Federal Trade Commission.

Here’s a document I found on their site about Building a Credit Report

Posted in Personal Finances | 2 Responses

Invite Only

When it comes to dating everyone has there own ways of going about things. Their own ideas of what’s supposed to happen, their expectations, their tolerance, and so forth. In my experience there are few things that are agreed upon across the board, and this hands-down is one of them. INVITE ONLY NO exceptions.

While dating do not ever ever in your life show up at anyone’s house uninvited or without them knowing you are coming. It’s a bad move for so many reasons.

For the intruder (that’s you if you decide to show up uninvited) there’s no telling what you may POP UP (essentially what you’re doing) on. What reaction you may get from the victim (the person you popped up on) or whoever is with the victim. It’s an invasion of privacy and depending on how long you have been dating it will make you look like you are clingy and depending on the situation stalkerish.

For the victim, it would be wise to take this as a sign. If a person is already popping up on you while you are dating just imagine what it would be like if you are in a relationship. These are the ones that are waiting in the bushes for you when you get home (LMAO…not funny though). NO, it has never happened to me because I take signs seriously, but I’ve been told of a very similar situation.
Of course there are exceptions to every rule, but I would not dare state them because someone will try to make their situation apply.

With that said…Pop up at your own risk, but know that with me it’s INVITE ONLY!!!

Posted in Dating | Tagged | 2 Responses

Lenny Williams — Cause I Love You

I have to say there’s something about this song that turns everybody into a top-notch vocalist (at least they think).  I first heard this song during one of Steve Harvey’s stand ups (don’t remember which one), everybody in the audience went crazy.  First reaction: ???! This song being before my time, I didn’t have an appreciation for it.  Me being me, of course I went and found it so that I could listen to the whole thing….hooked ever since!

What I found hilarious was that when I moved to Atlanta this seemed to be the “Get the hell out” song in the clubs. The funniest part was that when this track dropped it became a judgement-free zone because any and everybody just started going in on this song like they were home in the shower….or maybe that was just me. idk?! Either way it seemed to be a staple item on the club scene, and its purpose was well understood.

Overall it a great classic. Although I would advise to just sing and appreciate not follow his actions because popping up on an ex’s doorstep is ALWAYS a recipe for disaster and slightly stalkerish!

Posted in Music | Tagged , | 4 Responses

Speak on It

Some nights…I sit and think about all my goals, wants, and desires.  Depending on the night I would be lying to say that I know it’s all going to happen.  On those nights, doubt and insecurity take hold of my mind and spread like a virus (dramatic I know).  I’ve gotten better at shutting it down, but I’m human so it still happens.

Either way, I don’t let it slow me down.  One trick I learned in my few years is speaking it into existence.  I tell everybody I know and see what I want to do, what I want in life, not so much when and how because that’s up to a higher power, but definitely that it’s going to happen.  What I’ve learned is if you say something enough times you begin to believe and subconsciously bring it to life.

The trick to making things happen is to truly want it to the point it feels like a need.  Know why you need it and what it means in the grand scheme of things for you and your journey through life.  With that in the back of your mind there will be no obstacle too long, hurdle to high, or wall to wide to keep from your dream.  Because a dream deferred is……well that’s up to the individual.  For me…when it comes to my dreams, I’ll DO, DIE, or be DAMNED!

So Speak onIt, and if you’re anything like me, write it down, put it under your pillow, and dream on it!

Good Night…

Posted in Of The Night | Leave a comment